Disclosures

Registration

PSS Ventures Pvt Ltd is registered with the Association of Mutual Funds in India (AMFI) as a Mutual Fund Distributor under ARN-356973. We are not a SEBI Investment Adviser (no "IA" registration) and we do not charge any advisory fee.

EUIN policy

Every transaction solicited by an employee of PSS Ventures carries the Employee Unique Identification Number (EUIN) of the soliciting employee, as required by AMFI's Code of Conduct. Self-served (execution-only) transactions are tagged accordingly and EUIN-blank with the investor's acknowledgement.

Commission disclosure

We earn trail commission paid by Asset Management Companies (AMCs) on Regular plan units held by you with us. Commission is funded from the scheme's expense ratio (TER) — economically, it reduces your scheme's NAV slightly each day.

Indicative annual trail ranges (varies by AMC and category):

• Equity (large-cap / flexi-cap): 0.50% – 1.00% per year of average AUM.
• Equity (mid / small / thematic): 0.75% – 1.25%.
• Hybrid: 0.50% – 1.00%.
• Debt: 0.10% – 0.40%.
• ELSS: 0.75% – 1.25%.
• Liquid: 0.05% – 0.10%.

Exact commission per scheme is disclosed on every scheme page, alongside the Direct vs Regular expense-ratio difference and a rupee-impact estimate over 10/15/20 years.

Conflict of interest

Because our revenue is trail commission, our incentives are aligned with you staying invested for the long term. However, you should know:

• We are economically incentivised to recommend Regular over Direct plans.
• We are economically incentivised to recommend categories with higher trail (e.g. equity, ELSS) over lower-trail categories (debt, liquid).

To mitigate this:

• Every scheme page transparently shows the Regular vs Direct cost.
• We will not recommend a higher-trail product where a lower-trail product fits your goal better; if you disagree with a recommendation, escalate via grievance redressal.
• Our advisor compensation is salary + capped variable, not pure commission.

Risk disclaimer (mandatory)

Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

What we will not do

• Promise a NAV target or a guaranteed return.
• Display testimonials presented as recommendations to invest in a specific scheme.
• Use superlatives ("best", "top", "guaranteed") in marketing copy.
• Pre-tick subscription / SIP-increase / marketing opt-in boxes.
• Recommend ULIPs (insurance-linked investments) or assured-return endowment plans.

Draft — pending counsel review.