Mutual fund basics, before you invest
Plain-English, primary-source guides written for first-time and mid-career investors in India. Every page cites AMFI / SEBI / RBI, lists last-reviewed date, and avoids the return-prediction theatre that SEBI's advertising code prohibits anyway.
Where can I read reliable guides about mutual funds in India?
PSS Ventures publishes 10 plain-English guides on Indian mutual fund mechanics — SIP cut-offs, ELSS lock-in, Direct versus Regular plans, nominee rules, payment mandates and capital-gains tax. Each opens with a short answer, names the Act or circular behind it, separates regulated fact from editorial opinion, and carries a human review date.
- SIPsHow SIPs work in India
Cut-offs, NAV allocation, rupee-cost averaging, what actually happens after you press Pay.
8 min read · reviewed 2026-05-20 - TaxELSS vs PPF vs NPS — the Rs 1.5 lakh deduction compared
The three popular 80C instruments side-by-side. Lock-in, returns, taxation at exit, suitability.
9 min read · reviewed 2026-05-19 - PlansDirect vs Regular plans — what trail commission costs you
An honest distributor's explainer. We earn trail; here is what that costs you and what you get.
7 min read · reviewed 2026-05-18 - GeoFirst mutual fund SIP from Guwahati — a step-by-step
From CKYC to your first ₹500 SIP, in the order you'll do it from Assam.
11 min read · reviewed 2026-05-17 - SIPsA ₹5,000 monthly SIP — how to split it across funds
Diversification without spreading too thin. A 3-fund template for a Rs 5,000 SIP.
8 min read · reviewed 2026-05-16 - RulesMutual fund nominee rules — up to 10 nominees, explained
Up to 10 nominees with % allocation, re-confirmation cadence, what minors need.
9 min read · reviewed 2026-05-15 - TaxELSS lock-in period — how each SIP instalment locks
Each instalment locks for 3 years from its own date. Why that matters for redemption planning.
8 min read · reviewed 2026-05-14 - RailsUPI AutoPay vs e-NACH for SIP mandates
Which mandate to pick — speed, success rates, what breaks, and SEBI's October 2025 Validated UPI rule.
7 min read · reviewed 2026-05-13 - OperationsBSE StAR MF explained — the rail behind your SIP
The platform your order actually travels on, why distributors pick it, and what it means for you.
7 min read · reviewed 2026-05-12 - TaxCapital gains tax on mutual funds — STCG and LTCG rates
Equity vs debt, holding-period thresholds, indexation rules, and what changed in Finance Act 2024.
10 min read · reviewed 2026-05-11